Mock Test

Exam: IBPS Clerk

Total Questions: 20

Q1. Which payment system is known for its immediate settlement and finality of transactions?

NEFT IMPS RTGS UPI
Q2. Which program provides scholarships to students from economically weaker sections?

PM-KISAN PMJDY NSP PMAY
Q3. What is a common social issue affecting the environment?

Too many parks Deforestation Clean air everywhere Abundant wildlife
Q4. What is the impact of a decrease in Reverse Repo Rate on interest rates in the economy?

Interest rates increase Interest rates decrease Interest rates remain the same Interest rates become volatile
Q5. Which type of cheque is commonly used for clearing purposes?

Bearer cheque Order cheque Crossed cheque Stale cheque
Q6. What is the name of the space telescope launched by ESA in 2009 to study the universe's dark energy and dark matter?

Hubble Space Telescope Chandra X-ray Observatory Planck James Webb Space Telescope
Q7. What is the full form of NPCI in the context of payment systems?

National Payments Corporation of India National Payment Centre of India National Payment Corporation of India National Payments Centre of India
Q8. What is the tenure range for Fixed Deposits?

1-5 years 6-10 years 11-15 years 16-20 years
Q9. Which historical event led to the formation of the United Nations?

World War I Cold War World War II French Revolution
Q10. Which of the following is a function of RBI in the context of financial inclusion?

Regulating Stock Exchanges Promoting Microfinance Institutions Issuing Corporate Bonds Managing Foreign Exchange Reserves
Q11. What is the main difference between a savings account and a checking account?

Savings accounts earn interest Checking accounts have higher fees Checking accounts require a minimum balance Savings accounts offer credit cards
Q12. What is the term used for a situation where a country exports more than it imports?

Trade Deficit Trade Surplus Balance of Trade Trade Quota
Q13. Which of the following is a digital banking service for making online payments?

A. Carrier pigeons B. E-wallets C. Smoke signals D. Morse code
Q14. What is the process of converting black money into white through banking channels called?

Money laundering Tax evasion Tax planning Tax deduction
Q15. Which of the following is the central bank of India?

RBI SBI ICICI HDFC
Q16. What is the main source of income for banks?

Donations Interest on loans Government grants Stock market investments
Q17. What is the capital of Russia?

Saint Petersburg Moscow Kiev Warsaw
Q18. Which loan product allows borrowers to avail credit against their fixed deposits?

Personal Loan Car Loan Education Loan Loan Against FD
Q19. What does FOB stand for in international trade?

Free On Board Final Order Booking Foreign Order Business First Outbound
Q20. Which entity is responsible for the regulation of insurance companies in India?

RBI SEBI IRDAI PFRDA

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