Mock Test

Exam: IBPS Clerk

Total Questions: 20

Q1. What is the tenure of a Recurring Deposit if the depositor chooses to deposit monthly?

1 month 6 months 1 year 5 years
Q2. What is the purpose of the derivatives market?

To sell clothing items To trade financial contracts based on underlying assets To offer transportation services To provide catering services
Q3. Which type of bank assists in facilitating the buying and selling of securities in financial markets?

Commercial Bank Investment Bank Central Bank Cooperative Bank
Q4. Which of the following is a common feature of Small Finance Banks in India?

Exclusive services for large corporations Limited branch network Focus on technology-driven services High minimum balance requirements
Q5. What is an insurance broker?

A professional who sells insurance policies A construction worker A chef A musician
Q6. What is the primary goal of Microfinance Institutions?

Profit maximization Financial inclusion Market domination Tax evasion
Q7. NEFT is regulated by ________ in India.

RBI SEBI IRDAI PFRDA
Q8. Which of the following is a valid reason for lodging a complaint with the Banking Ombudsman?

Not receiving a greeting card from the bank Bank not offering discounts on shopping Bank not providing account statement Bank not giving free gifts
Q9. Which day is celebrated as International Day of Yoga?

June 21 July 10 August 15 September 22
Q10. Which of the following is a financial inclusion indicator?

High unemployment rate Low savings rate Increased income inequality Bank account ownership
Q11. What does IMPS stand for?

Immediate Payment Service International Money Processing System Instant Money Payment Service Interbank Mobile Payment Service
Q12. Which award is given for excellence in sports?

Padma Bhushan Arjuna Award Param Vir Chakra Oscar
Q13. What is the process of converting wind energy into electricity called?

Wind conversion Wind power generation Wind harvesting Wind turbine
Q14. What is the maximum loan amount for micro-enterprises under Priority Sector Lending?

₹1 crore ₹5 crore ₹10 lakh ₹50 lakh
Q15. Which program focuses on providing housing for the urban poor?

PM-KISAN PMJDY MGNREGA PMAY
Q16. Which of the following is an initiative aimed at promoting gender equality in the workplace?

A. Gender pay gap B. Glass ceiling C. Gender diversity training D. Gender stereotype
Q17. What is the impact of a high Bank Rate on the economy?

Encourages borrowing and investment Discourages borrowing and investment Stimulates economic growth Reduces interest rates
Q18. What does ACH stand for in banking?

Automated Clearing House Automatic Credit House Advanced Clearing House Automated Credit House
Q19. Which type of bank is responsible for implementing monetary policy and regulating the banking sector?

Commercial Bank Investment Bank Central Bank Cooperative Bank
Q20. Which scheme focuses on providing financial assistance for the construction of houses for urban poor?

PMAY-U PMGDISHA PMFBY PMAY

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