Mock Test

Exam: IBPS Clerk

Total Questions: 20

Q1. What is the maximum amount that can be transferred through NEFT/RTGS from a Small Finance Bank account?

No limit Rs. 1 lakh Rs. 5 lakh Rs. 10 lakh
Q2. Which type of agreement is more challenging to coordinate due to numerous parties involved?

Bilateral agreements Multilateral agreements Regional agreements Global agreements
Q3. Which country's political system is a federal presidential constitutional republic?

Argentina Chile Peru United States of America
Q4. Which of the following is a social responsibility towards the elderly?

Ignoring their needs Respecting their wisdom Isolating them Neglecting their care
Q5. Which department of RBI is responsible for issuing currency notes?

Department of Banking Operations Department of Currency Management Department of Economic Analysis Department of Information Technology
Q6. Which team won the NBA Championship in 2019?

Golden State Warriors Toronto Raptors Los Angeles Lakers Houston Rockets
Q7. Which of the following is NOT a purpose of SLR?

Ensuring solvency of banks Control inflation Encourage lending Maintain stability in the financial system
Q8. What is the benefit of premature withdrawal of Fixed Deposits?

Higher interest No penalty Lower interest Immediate access to funds
Q9. What is the full form of NRE account in banking?

Non-Resident External account National Reserve Exchange account Non-Resident Equity account National Revenue Exchange account
Q10. Which of the following is a key feature of RTGS?

Batch processing Delayed settlement Real-time processing Manual processing
Q11. What is the primary purpose of trade disputes?

To promote trade barriers To maintain fair trade practices To escalate tensions To encourage trade wars
Q12. Which of the following is a Repo Rate cut likely to encourage?

Higher savings rates Higher inflation Higher investment Higher unemployment
Q13. What is the primary function of a Current Account?

To earn high interest To facilitate regular transactions To save money for emergencies To invest in mutual funds
Q14. Which author wrote the book 'The Chronicles of Narnia'?

C.S. Lewis J.R.R. Tolkien Philip Pullman Suzanne Collins
Q15. What is the capital city of the United States of America?

Los Angeles Chicago New York City Washington D.C.
Q16. Which year marked the establishment of the Small Industries Development Bank of India (SIDBI)?

1982 1986 1990 1994
Q17. ATMs are operated by ________.

Government agencies Private companies Non-profit organizations Schools
Q18. Which space mission discovered evidence of liquid water on Mars in 2015?

Mars Reconnaissance Orbiter Mars Express Mangalyaan Opportunity
Q19. Which of the following is a valid ground for lodging a complaint with the Banking Ombudsman?

Bank not providing free spa vouchers Bank not offering discounts on shopping Bank not adhering to the code of commitment to customers Bank not giving free movie tickets
Q20. What is the main advantage of real-time updates in Core Banking Solutions?

Outdated information Improved decision-making Delayed account access Limited transaction history

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