Mock Test

Exam: IBPS Clerk Subject: General Awareness

Total Questions: 20

Q1. What is the role of technology in promoting financial inclusion?

To increase barriers to access financial services To limit digital payments To enhance access to banking services To discourage online transactions
Q2. What is the primary objective of IRDA?

Development of insurance sector Regulation of insurance sector Both development and regulation of insurance sector None of the above
Q3. Which space mission discovered evidence of liquid water on Mars in 2015?

Mars Reconnaissance Orbiter Mars Express Mangalyaan Opportunity
Q4. Which of the following is a tool used by the central bank to influence Bank Rate?

Government expenditure Open Market Operations Taxation policies Trade agreements
Q5. Which bank was the first to introduce the concept of ATMs?

Bank of America Wells Fargo JP Morgan Chase Barclays
Q6. Which scheme focuses on providing training to women for skill development and entrepreneurship?

NULM PMKVY PMGDISHA ASPIRE
Q7. Which institution offers Fixed Deposits?

Banks Hospitals Schools Hotels
Q8. What is the purpose of the bond market?

To trade vegetables To issue debt securities To sell luxury goods To provide healthcare services
Q9. Who is the author of the book 'The Hobbit'?

J.R.R. Tolkien C.S. Lewis George R.R. Martin J.K. Rowling
Q10. Which type of account is suitable for daily transactions?

Fixed Deposit Recurring Deposit Current Account Savings Account
Q11. What is the primary objective of the Pradhan Mantri Kaushal Vikas Yojana (PMKVY)?

To enhance the employability of youth through skill development To provide free education to all To promote traditional crafts To provide direct employment to youth
Q12. Which of the following is a disadvantage of NEFT?

High transaction charges Limited transaction timings Real-time processing No upper limit on transaction amount
Q13. What is the key benefit of digital banking over traditional banking?

A. Limited access B. Higher fees C. Convenience D. Slow transactions
Q14. What is the purpose of OTP in Internet Banking?

A. To increase transaction speed B. To decrease security C. To verify transactions D. To limit account access
Q15. Which entity issues licenses to new banks in India?

SEBI IRDAI PFRDA RBI
Q16. What is an example of a social initiative?

Building a bridge Donating to charity Planting trees Writing a novel
Q17. What is an example of a social issue related to employment?

High job satisfaction Lack of job opportunities Generous salaries Abundant career choices
Q18. Which team won the NBA Championship in 2019?

Golden State Warriors Toronto Raptors Los Angeles Lakers Houston Rockets
Q19. Which of the following initiatives focuses on promoting women's leadership and advancement in the workplace?

A. #BlackLivesMatter B. Lean In Circles C. Pink Tax D. #MeToo Movement
Q20. What is a coverage limit in insurance?

The maximum amount the insurance company will pay The minimum premium amount The policyholder's age limit The insurance agent's commission

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